Does your insurance coverage adapt to changes?

Does your corporate insurance coverage still meet the current risk and market situation? Are you certain that your company is neither over- nor under-insured? In the last three years, have your insurers reduced the premiums for your company and agreed on free improvements? And, are you paying less, if you rarely need your insurance?

If you can answer all questions with "yes", you have accomplished a lot. If not, we really should talk now.